// terms of service

Terms of Service

Effective September 13, 2026

1. Who we are

Quorum is operated by Denyse Walker, doing business as Quorum, a sole proprietorship based in Massachusetts (“Quorum,” “we,” “us”). These Terms of Service (“Terms”) are a binding agreement between you and us. By creating an account or using Quorum, you agree to these Terms and to our Privacy Policy and Refund & Cancellation Policy. If you don’t agree, don’t use Quorum.

2. Eligibility and your account

• You must be at least 18 and able to enter a binding contract.
• Quorum is currently offered to people in the United States. We may decline or close accounts created from outside the US until we support other regions.
• Membership is by application. We may approve, decline, or waitlist any application at our discretion, and we don’t owe an explanation for declining one.
• One account per person. Keep the information on your account accurate, keep your password secure, and don’t share your account. You’re responsible for what happens under your account.

3. The membership

A membership gives you access to Quorum’s features, which today include cohorts of up to twelve founders, weekly check-ins, the pulse feed, the collab board, the vault, direct messages, and referrals. We place members into cohorts at our discretion and may change, add, or remove features over time. We don’t guarantee any particular cohort, level of activity, introduction, or business outcome.

4. Free trials

• New members may get a free trial. Its length is shown when you start it — currently 30 days, or 45 days if you were referred by a member. One trial per person.
• A trial you start without adding a card never turns into a paid subscription on its own. You’re only charged if you choose to subscribe.
• If you add a card to claim a trial, your paid subscription starts automatically when the trial ends, at the price shown when you added the card, unless you cancel before the trial’s end date. You’ll be asked to agree to this before your card is saved, and we’ll email you a reminder about a week before the trial ends.

5. Subscriptions, billing, and automatic renewal

Paid memberships are subscriptions billed in advance, monthly or annually, at the price shown when you subscribe. Your subscription renews automatically at the end of each billing period, at the then-current price for your plan, until you cancel. By subscribing, you authorize us to charge your payment method for each renewal. Prices don’t include taxes; where tax applies, it’s added at checkout.

Every charge comes with an emailed receipt showing the amount and how to cancel. On an annual plan, we’ll also remind you by email before each renewal.

Payments are processed by Stripe. We never see or store your full card number. If a payment fails, we may retry it and may limit your access until it’s resolved.

6. Cancellation and refunds

You can cancel anytime from your settings. Cancellation takes effect at the end of your current billing period: you keep access until then and aren’t charged again. Payments are non-refundable, including for partial periods and for unused time on annual plans, except for billing errors, where the law requires a refund, or as described in sections 13 and 14.

Deleting your account is different from cancelling. It cancels your subscription immediately and ends your access at once, without a refund for the rest of the period. If you want to keep access until your period ends, cancel first and delete your account afterwards. The full details are in our Refund & Cancellation Policy.

7. Price changes and the founding rate

We may change our prices. If you already subscribe, we’ll tell you before a new price applies to your next renewal — no less than 7 and no more than 30 days ahead — so you can cancel first if you choose.

The first 100 founding members pay the founding rate for as long as their founding subscription stays continuously active, even if standard prices rise. If a founding subscription is cancelled or lapses, rejoining is at the current standard price.

8. Referral program

• Members can earn a recurring discount on their own membership based on how many people they referred are currently active members, as described on the referrals page. Referred members may get a longer trial.
• Referral discounts have no cash value, can’t be transferred, apply only to your own subscription, and adjust automatically as your number of active referrals changes — including being reduced or removed.
• No self-referrals, duplicate or fake accounts, spam, or paying people to sign up. We may withhold or remove referral discounts, and suspend accounts, for abuse.
• We may change or end the referral program with notice. Discounts already applied to past invoices stay applied.

9. Your content

You own what you post on Quorum — posts, replies, check-ins, messages, notes, projects, and anything else (“your content”). You give us a non-exclusive, worldwide, royalty-free license to host, store, display, and transmit your content only as needed to run Quorum and show it to the people you’ve shared it with. Members can nominate posts for the vault’s community wisdom collection, and our administrators decide which to feature. A featured post can be seen by members outside your cohort; ask us and we’ll remove yours.

The license ends when you delete your content or your account, except for copies other members have already saved and for backups kept for a limited period. You’re responsible for your content, and you confirm you have the right to share it.

10. Confidentiality inside the community

Quorum works because founders speak candidly. Treat what other members share with you inside Quorum — cohort discussions, check-ins, messages, collab details, and handshake agreements — as confidential. Don’t publish it, share it outside Quorum, or pass on screenshots of it without the member’s permission.

We can’t guarantee that every member honors this, so use judgment about what you share. Quorum isn’t a substitute for a nondisclosure agreement. Agreements that members make with each other, including handshakes, are between those members; Quorum isn’t a party to them and doesn’t enforce them.

11. Acceptable use

When using Quorum, don’t:

• harass, threaten, or discriminate against anyone;
• spam, or send unsolicited promotions in bulk;
• impersonate anyone or misrepresent who you are or what you’re building;
• post anything unlawful, or anything that infringes someone else’s rights;
• share other people’s private information without their permission;
• scrape, crawl, or harvest data from Quorum;
• access other people’s accounts, or get around our security, usage limits, or access controls;
• sell, rent, or share your account;
• use Quorum to offer securities or investments in ways that break the law; or
• upload malware or interfere with how Quorum runs.

Members can report content. We may remove content, and suspend or terminate accounts, that we believe break these Terms.

12. No professional advice

What members share on Quorum, including in the vault, is their own opinion. It isn’t legal, financial, tax, investment, or other professional advice. We don’t verify what members say about themselves or their businesses. Any deal, hire, collaboration, or investment arranged through Quorum is between the people involved — do your own diligence.

13. Ending your membership

You can stop using Quorum anytime and delete your account from your settings. We may suspend or terminate your account if you break these Terms, don’t pay, create legal risk for us, or put other members at risk, with notice where reasonable. If we end your membership when you haven’t broken these Terms, we’ll refund any prepaid, unused portion of your subscription.

14. Availability and changes to the service

We work to keep Quorum running, but it may sometimes be unavailable, and we may change or discontinue parts of it. If we shut Quorum down entirely, we’ll give you reasonable notice and refund any prepaid, unused portion of your subscription.

15. Disclaimers

To the fullest extent the law allows, Quorum is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

16. Limitation of liability

To the fullest extent the law allows, we aren’t liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenue, data, or business opportunities, arising from your use of Quorum. Our total liability for any claim relating to Quorum is limited to the greater of the amount you paid us in the 12 months before the claim arose, or $100. Some jurisdictions don’t allow these limits; where that’s the case, they apply only as far as the law permits.

17. Indemnity

You agree to indemnify us against claims, losses, and costs, including reasonable legal fees, that arise from your content, or from your breaking these Terms or the law.

18. Governing law and disputes

These Terms are governed by the laws of the Commonwealth of Massachusetts, without regard to its conflict-of-laws rules. If a dispute arises, please contact us first; we’ll try in good faith to resolve it informally within 30 days. If we can’t, the dispute will be decided exclusively by the state or federal courts located in Massachusetts, and you and we both consent to their jurisdiction. Either of us may instead bring an eligible claim in small claims court.

19. Changes to these Terms

We may update these Terms. For material changes, we’ll give you at least 14 days’ notice by email or in the app before they take effect. If you keep using Quorum after that, you accept the updated Terms. If you don’t agree to them, cancel your membership before they take effect.

20. Copyright complaints

If you believe something on Quorum infringes your copyright, email krwalker721@gmail.com with: the work you believe is infringed; where the material appears on Quorum; your contact details; a statement that you believe in good faith the use isn’t authorized; a statement, under penalty of perjury, that your notice is accurate and that you own the copyright or are authorized to act for the owner; and your physical or electronic signature. We remove infringing material when we’re notified of it, and we terminate the accounts of repeat infringers.

21. General

These Terms, together with the Privacy Policy and the Refund & Cancellation Policy, are the entire agreement between you and us. If any part is found unenforceable, the rest still applies. Our not enforcing a provision isn’t a waiver of it. You can’t transfer these Terms without our consent. We may transfer them to a successor that takes over Quorum, including a business entity formed to operate it. We may send you notices by email or in the app.

22. Contact

Questions about these Terms: krwalker721@gmail.com.